BORG Benefits Calculator
BORG is the native token of SwissBorg that unlocks premium features. The more BORG you lock, the higher your cashback on trading fees and yield multipliers on stablecoin deposits.
Estimated Monthly Benefits
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Results based on October 2025 rates
Pro Tip: To maximize benefits, lock enough BORG to reach your target loyalty rank. Most users report optimal value at 5,000-10,000 BORG.
SwissBorg (BORG) isn’t just another crypto token-it’s the engine behind one of the most unique wealth management platforms in crypto. Launched in 2018 and based in Switzerland, SwissBorg has spent years building a platform that blends traditional finance with DeFi, and in 2023, it simplified everything by replacing its old dual-token system with a single, powerful token: BORG. If you’ve seen ads for high-yield crypto savings or cashback on trades, you’ve probably seen SwissBorg. But what exactly is BORG, and why does it matter?
What BORG Actually Does
BORG is the native token of the SwissBorg app, and it’s not just for trading. It unlocks features you won’t find on Coinbase or Binance. Think of it like a membership card that gets better the more you hold and lock it up.
Here’s how it works in practice:
- Cashback on fees: Trade crypto on SwissBorg? You get up to 90% of your trading fees back in BORG. The more BORG you lock, the higher your cashback rate.
- Yield multipliers: Use the Earn feature to earn interest on stablecoins like USDC or ETH. Locking BORG boosts your APY-sometimes doubling or tripling your returns.
- Governance rights: Hold BORG and you can vote on platform upgrades, new features, or even which DeFi protocols get added to the Earn vaults.
- Premium access: Top-tier users (Pegasus rank) get into exclusive investment clubs and early access to new token launches like the AI-powered Hub.xyz project.
Unlike platforms that charge monthly fees for premium features, SwissBorg ties everything to token ownership. No subscription. No hidden costs. Just lock your BORG, and the perks follow.
Tokenomics: Supply, Burns, and Value
BORG’s value isn’t just hype-it’s backed by real mechanics. As of October 2025, there are 982 million BORG tokens in circulation. The total supply hasn’t changed since launch, but the circulating supply keeps shrinking thanks to buybacks and burns.
Since 2023, SwissBorg has permanently burned over 17.4 million BORG tokens. Another 5.6 million are sitting in a community-voted buyback pool, waiting to be destroyed. That’s deflationary design-fewer tokens over time, with demand potentially rising.
Price-wise, BORG traded at €0.4033 on October 24, 2025, with a market cap of roughly €402 million. That’s up from €0.32 in early 2025. Predictions vary: CoinCodex expects a jump to $0.5991 by late November 2025, while DigitalCoinPrice sees a steady climb through 2026. These aren’t guarantees, but they reflect growing confidence in the platform’s model.
How SwissBorg Compares to Other Platforms
SwissBorg doesn’t compete with Binance as a pure exchange. It competes as a wealth manager. Here’s how it stacks up:
| Feature | SwissBorg (BORG) | Coinbase | Binance |
|---|---|---|---|
| Primary Model | Token-powered wealth platform | Exchange + custody | Exchange + DeFi hub |
| Premium Access | Locked BORG tokens | Monthly subscription (Coinbase One) | None (fee discounts via BNB) |
| Yield on Stablecoins | Up to 12% APY with BORG boost | Up to 5% APY | Up to 8% APY |
| Regulatory Base | Switzerland (MiCA compliant) | USA/EU | Global (facing regulatory pressure) |
| Token Utility | Multi-use: cashback, yield, governance | None | BNB: fee discounts only |
SwissBorg’s biggest edge? It doesn’t just let you trade-it lets you earn smarter. And unlike Binance’s BNB, which only reduces trading fees, BORG directly increases your returns across multiple areas.
Real User Experiences
On Trustpilot, SwissBorg holds a 4.3/5 rating from over 1,200 reviews. Users love the transparency and the cashback. One Reddit user, u/CryptoSaver99, reported earning 8.2% APY on USDC through SwissBorg’s automated vaults-higher than most banks pay in interest.
But it’s not perfect. A common complaint? Customer service. About 23% of Trustpilot reviews mention slow responses, with tickets taking up to 72 hours to resolve. That’s a problem if you’re stuck during a market dip.
The Loyalty Ranks system also has a learning curve. You can’t just buy BORG and instantly get top-tier benefits. You need to lock tokens for 30 days or more, and the tiers (Bronze to Pegasus) require increasing amounts. Most users say it takes 2-3 weeks to fully understand how to optimize their lock strategy.
There are tools to help, though. GitHub hosts community-made calculators that show exactly how much BORG you need to lock to hit a specific cashback or yield target. That kind of user-driven support is rare in crypto apps.
What Went Wrong-and How SwissBorg Responded
In September 2024, SwissBorg lost $40 million in SOL due to a hack at its staking partner, Kiln. It was a big blow. But here’s what set SwissBorg apart: they didn’t hide.
CEO Cyrus Fazel publicly confirmed the breach, clarified that core systems weren’t compromised, and promised full reimbursement to affected users. Within weeks, they paid out every dollar. The community response? Surprisingly positive. On Twitter/X, 68% of mentions in the 90 days after the hack were positive-many users praised the transparency.
That’s rare in crypto. Most platforms downplay losses. SwissBorg turned a crisis into a trust-building moment.
Who Is SwissBorg For?
SwissBorg isn’t for beginners who just want to buy Bitcoin and hold. It’s for people who want to actively manage their crypto wealth-earn yield, reduce fees, and access exclusive opportunities.
If you’re:
- Already holding stablecoins and want higher returns
- Trading frequently and tired of paying fees
- Interested in DeFi but don’t want to manage wallets or smart contracts
- Based in Europe or the U.S. and want a regulated, transparent platform
Then BORG makes sense. You’re not just buying a token-you’re buying access to a smarter way to grow your crypto.
But if you’re looking for a quick flip or a speculative play with no utility, BORG isn’t for you. Its value comes from usage, not hype.
Where to Buy BORG and How to Get Started
You can buy BORG directly on the SwissBorg app (iOS and Android) after completing basic KYC. You can also trade it on exchanges like XT.com, Bitrue, and MEXC. It’s available on both Ethereum and Solana, so you can choose your preferred network.
To start:
- Download the SwissBorg app from your app store.
- Sign up and complete KYC (ID + selfie).
- Buy BORG using fiat (EUR, USD) or swap other crypto for it.
- Lock BORG in the Loyalty Ranks section to unlock cashback and yield boosts.
- Explore Earn vaults, Bundles, and investment clubs.
There’s no minimum to start. Even locking 100 BORG gives you basic cashback. But to get real value, most users lock 5,000-10,000 BORG to reach Silver or Gold tier.
Future Outlook
SwissBorg’s 2025 roadmap includes deeper DeFi integrations, more fiat on-ramps, and expanded AI-powered tools through its Hub.xyz investment. They’re also planning to roll out new vaults for tokens like XRP and UNI, which have already delivered strong gains in 2025.
The platform’s seven-year track record, Swiss regulatory compliance, and clear tokenomics give it stability most crypto projects lack. With over 1.2 million active users and 63% of them in Europe, SwissBorg isn’t going anywhere.
But remember: crypto is volatile. BORG’s price could swing with Bitcoin. The platform’s success depends on user adoption, not just token price. If you believe in earning smarter-not just trading faster-then BORG is worth a closer look.
Is SwissBorg (BORG) a good investment?
BORG isn’t a traditional investment-it’s a utility token. Its value comes from how much you use it. If you trade often, earn yield, or want access to exclusive crypto opportunities, holding and locking BORG makes sense. But if you’re hoping for a quick 10x return, you’re better off looking elsewhere. Its strength is in steady utility, not speculation.
Can I stake BORG to earn interest?
You can’t stake BORG directly like ETH or SOL. Instead, you lock it in the Loyalty Ranks system to unlock higher yields on your other assets-like USDC, BTC, or ETH. The more BORG you lock, the higher your APY on those assets becomes. It’s a multiplier system, not a staking one.
Is SwissBorg safe?
SwissBorg is regulated under Switzerland’s MiCA framework and keeps most user funds in cold storage. It’s not immune to third-party risks-like the $40M SOL loss from Kiln in 2024-but it has a strong track record of transparency and reimbursement. It’s safer than unregulated exchanges, but always remember: no crypto platform is 100% hack-proof.
What’s the difference between CHSB and BORG?
CHSB was SwissBorg’s original token. In 2023, they replaced it with BORG as part of a tokenomics overhaul. BORG is the only token now-it’s deflationary, multi-functional, and powers everything. CHSB was retired, and existing holders were automatically converted to BORG at a 1:1 ratio.
How do I unlock the Pegasus tier?
To reach Pegasus, you need to lock 100,000 BORG for at least 30 days. That unlocks exclusive investment clubs, early access to new token launches, and the highest cashback rate (90% on fees). It’s designed for serious users-not casual traders.
Does SwissBorg pay dividends on BORG?
No, SwissBorg doesn’t pay dividends. Instead, it gives you cashback on fees, boosts your yield on other assets, and lets you vote on platform decisions. The value comes from usage, not passive payouts.
Can I use BORG outside the SwissBorg app?
Yes. BORG is listed on major exchanges like XT.com and MEXC, and it runs on both Ethereum and Solana. You can hold it in any wallet that supports those chains. But you won’t get any of the platform’s benefits-cashback, yield boosts, or governance-unless you use it inside the SwissBorg app.
Final Thoughts
SwissBorg’s BORG token is one of the few crypto assets that actually improves your experience the more you use it. It’s not a lottery ticket. It’s a tool. And like any tool, its value depends on how you use it.
If you’re serious about growing your crypto holdings without jumping through DeFi hoops, BORG offers a rare blend of simplicity, security, and smart rewards. Just don’t buy it hoping for a moonshot. Buy it because you plan to use it-and let the utility do the work.
Petrina Baldwin
October 29, 2025 AT 00:29Just buy BTC and HODL. Why overcomplicate?
sundar M
October 29, 2025 AT 13:36This is actually one of the few crypto platforms that feels legit. I’ve been using SwissBorg for over a year now and the cashback on trades saved me like $200 last year alone. The yield boosts on USDC are insane too - I’m pulling 11% without touching DeFi wallets. No drama, no rug pulls. Just smart, simple finance.
Also, their customer service? Way better than Binance’s ghost town. Took me 12 hours to get a reply once, but they fixed my issue before I even finished my coffee. Respect.
Sonu Singh
October 30, 2025 AT 07:31man i tried swissborg last year but i kept forgetting to lock my borg and ended up getting like 5% cashback instead of 90% lol. then i found that github calc tool they mentioned and it saved me. now i lock 8k borg and my yield on usdc is 10.7%. totally worth the 30-day wait.
side note: the pegasus tier is wild - got invited to a private alpha for hub.xyz and got in before it hit coingecko. 3x already. yessss
Nick Carey
October 31, 2025 AT 05:22Ugh, another ‘utility token’ cultist. Look, I don’t care if it ‘boosts yields’ - I just want to buy shitcoins and flip them. This feels like a credit card rewards program with extra steps. I’d rather use Robinhood and get free pizza coupons.
Also, ‘Swiss regulation’? Please. They’re just another fintech with a fancy logo and a Swiss flag sticker on their app.
Laura Herrelop
October 31, 2025 AT 22:01Did you know that the SwissBorg burn mechanism is just a distraction? They’re not actually reducing supply - they’re just moving tokens to a black hole wallet controlled by the same people who run the platform. The ‘community vote’? A rigged poll with 300 participants out of 1.2M users. It’s a psychological trick to make you feel like you have power.
And the ‘transparency’ after the Kiln hack? Classic damage control. They reimbursed because they had to - not because they’re noble. If you think this isn’t a sophisticated pyramid scheme wrapped in Swiss neutrality, you’re part of the algorithm.
They’re not building wealth. They’re building compliance theater. The real utility? Keeping you hooked while they quietly sell your data to hedge funds. You’re not a user. You’re a data point with BORG.
And yes, I’ve read every whitepaper. I’ve seen the blockchain analytics. The numbers don’t lie. You’re being gently manipulated into thinking you’re smart for locking tokens. You’re not. You’re just another rabbit in the warren.
Nisha Sharmal
November 2, 2025 AT 02:29Wow. A crypto platform from the U.S. that actually works? Shocking. Meanwhile, in India, we have 5000 apps that promise 1000% returns and vanish after 3 weeks. SwissBorg is like a luxury watch in a street market full of fake Rolexes. You pay more, but at least it keeps time.
Also, ‘MiCA compliant’? That’s just EU bureaucracy saying ‘we’re not banning you yet.’ Don’t get too comfy, guys. The SEC will come for this too. Just wait.
Edwin Davis
November 3, 2025 AT 11:21Let me clarify, with precision, the fundamental misconception here: SwissBorg does not ‘offer’ utility - it commodifies participation. The BORG token is not a currency, nor is it a governance instrument - it is a loyalty program disguised as blockchain innovation. The cashback structure is mathematically identical to a credit card rewards system, except that it is non-transferable, non-fiat-denominated, and subject to algorithmic volatility.
Furthermore, the burn mechanism is statistically insignificant: 17.4 million tokens burned against a 982 million supply equates to 1.77% reduction - hardly deflationary. It is a marketing narrative, not an economic one.
And let us not ignore the regulatory facade: Switzerland’s MiCA compliance is not a shield - it is a delay tactic. The platform operates under a legal gray zone that will collapse under U.S. SEC scrutiny. Do not mistake regulation for safety.
Finally - the ‘Pegasus tier’? A psychological trap. You are not being rewarded. You are being segmented. The wealthy get more. The poor get less. This is capitalism with blockchain branding.
Do not invest. Do not lock. Do not believe the hype. The only utility here is the illusion of empowerment.
Michael Hagerman
November 5, 2025 AT 03:20Okay but real talk - I locked 5k BORG last month and my USDC yield jumped from 5% to 11.2%. That’s like $40 extra a month on $10k. I didn’t even have to do anything. Just sat there. No gas fees. No DeFi drama.
Also, the cashback on trades? I’m basically trading for free now. Like, I used to pay $10 per trade on Binance. Now I pay $1. That’s 90% off. That’s real money.
And yeah, customer service is slow sometimes, but I’ve had worse with Coinbase. And at least SwissBorg didn’t freeze my account when I tried to withdraw 5000 USDC after a pump. They just said ‘hold on, we’re verifying.’ Took 2 days. Not bad.
Also, the GitHub calculators? Genius. I made a spreadsheet. Now I know exactly how much BORG I need to lock to hit 10% APY. It’s like a game. I’m obsessed.
Marianne Sivertsen
November 6, 2025 AT 17:47I came into this thinking it was just another crypto gimmick. But honestly? It’s the only platform where I feel like I’m not being exploited. I don’t trade much, but I hold stablecoins and just want them to grow. SwissBorg lets me do that without learning Solidity or risking a bad smart contract.
The lock system is annoying at first - I kept forgetting to lock. But once I set up a reminder, it became effortless. Now I’ve got 7k locked and I barely think about it.
And yeah, the customer service is slow. But I’ve had worse. I’ve had platforms vanish overnight. This one? Still here. Still paying out. Still transparent about the hacks.
It’s not perfect. But it’s one of the few places in crypto where ‘good’ actually means something.
Prabhleen Bhatti
November 8, 2025 AT 00:54SwissBorg’s tokenomics are elegant - the deflationary burn + yield multiplier + governance combo is rare in crypto. Most platforms either offer fee discounts (BNB) or staking (ETH), but BORG does all three - and ties them to user behavior, not just token holding.
The fact that they’ve burned nearly 18M tokens since 2023? That’s not marketing - that’s commitment. And the fact that they reimbursed the Kiln loss? That’s integrity. In crypto, that’s rarer than a honest politician.
Also, the Pegasus tier isn’t elitist - it’s merit-based. You earn it by locking, not by buying a VIP package. That’s how you build a real community.
And yes, the interface is a bit clunky. But the utility? Unmatched. If you’re serious about crypto wealth, this is the closest thing to a ‘financial advisor’ you’ll find without paying $5k/year.
Stop comparing it to Binance. It’s not an exchange. It’s a wealth engine.
Rampraveen Rani
November 9, 2025 AT 21:34Alex Horville
November 11, 2025 AT 09:37SwissBorg? A Swiss company? In crypto? Please. The only thing ‘Swiss’ about this is the logo. The founders are American. The servers are in the U.S. The team is global. This is just another Silicon Valley startup trying to ride the ‘European trust’ wave.
And ‘MiCA compliant’? That’s just the EU saying ‘we’re too lazy to shut you down.’ They’ll come for you when Bitcoin hits $100k and the regulators need a scapegoat.
Also - ‘cashback’? You’re not earning. You’re being incentivized to stay. It’s a loyalty trap. You lock your tokens so you don’t lose your ‘discounts.’ That’s not freedom. That’s a prison with a fancy interface.
And don’t get me started on the ‘community vote.’ It’s a joke. 300 people vote on what happens to 1.2M users? That’s not democracy. That’s a PR stunt.
Buy Bitcoin. Hold it. Don’t play their game.
Claymore girl Claymoreanime
November 13, 2025 AT 02:35Let’s be honest - this is the crypto equivalent of a boutique fitness membership. You pay for the illusion of exclusivity. You lock your tokens not because you believe in the tech, but because you want to feel like you’re part of an elite club.
The Pegasus tier? That’s not a reward. It’s a status symbol. You’re not getting better yields - you’re buying social capital. The real utility? The ability to say, ‘I’m Pegasus.’
And the burn mechanism? Cute. But it’s not deflationary - it’s performative. They burn just enough to make the charts look good, then quietly mint more through liquidity incentives.
Meanwhile, actual DeFi protocols like Aave and Compound give you real yield without the branding. No loyalty tiers. No marketing fluff. Just code.
This isn’t finance. It’s a cult with a mobile app.
Ralph Nicolay
November 14, 2025 AT 05:44It is imperative to note, with the utmost formality and precision, that the operational model of SwissBorg constitutes a novel paradigm in the domain of decentralized wealth management. The tokenization of user engagement through a single, deflationary utility token, coupled with algorithmic yield amplification and governance participation, represents a significant departure from conventional exchange-centric architectures.
Furthermore, the institutional adherence to MiCA regulatory standards, coupled with the transparent reimbursement protocol following the Kiln incident, demonstrates an exceptional commitment to fiduciary responsibility - a rarity in the contemporary crypto ecosystem.
It is further observed that the community-developed computational tools, hosted on open-source repositories, exemplify the emergent democratization of financial literacy within decentralized ecosystems.
Therefore, it is not merely advisable, but logically imperative, for rational actors engaged in the stewardship of digital assets to consider the integration of BORG into their portfolio strategy, provided that the user possesses a long-term horizon and an understanding of the token’s utility-based value proposition.
One must not confuse this platform with speculative instruments. This is not a lottery ticket. This is a financial instrument.
monica thomas
November 15, 2025 AT 19:01Can someone explain how the BORG token is different from BNB? I’ve heard BNB only reduces fees, but BORG boosts yield too. Is that accurate? I’m trying to understand if this is truly unique or just a rebrand of existing models.
Also, is there any data on how many users actually reach the Pegasus tier? I’m curious if it’s accessible or just for whales.