Binance.US Fee Calculator
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Binance.US
Starting at 0.40% fee
Fee-Free BTC/ETHCoinbase
0.60% fee
Phone SupportKraken
0.26%-0.16% tiered
Futures AvailableKey Takeaways
- Low trading fees start at 0.40% and several BTC/ETH pairs are fee‑free.
- Offers 180+ cryptocurrencies and 26 staking options with yields up to 15%.
- Strong security with 2FA, SMS verification and U.S.‑based custodial storage.
- Not available in NY, TX, HI, or VT and lacks futures, margin and PayPal payments.
- Compared with Coinbase and Kraken, Binance.US gives better fees but a steeper learning curve.
Binance.US is a U.S.‑focused cryptocurrency exchange launched in September 2019 as a separate legal entity from the global Binance platform. It operates under the partnership of Binance Holding Limited and BAM Trading Services, complying with U.S. AML (Anti‑Money Laundering) and KYC (Know Your Customer) rules while offering fiat‑to‑crypto and crypto‑to‑crypto trading.
What Binance.US Actually Does
The platform targets American traders who cannot use Binance.com because of regulatory restrictions. Users can buy, sell, and trade a wide range of digital assets, stake certain coins for passive income, and move funds via ACH or wire transfers. The exchange is available on the web and through native iOS and Android apps, keeping feature parity across devices.
Fee Structure in 2025
Fees are a major selling point. The base taker fee starts at 0.40% and the maker fee is the same, but users who hold BNB (Binance Coin) on the platform can reduce fees by up to 25%. Certain BTC/USD and ETH/USD pairs are completely fee‑free, making them popular for high‑frequency traders.
Withdrawal fees vary by method: ACH withdrawals incur a $50 minimum, while wire transfers are $15 flat. There are no account‑maintenance fees and the platform imposes no minimum balance, which is friendly for newcomers testing the waters with as little as $1 per trade.
Asset Selection & Staking Options
According to the official Binance.US site, the exchange lists over 180 cryptocurrencies and more than 240 trading pairs. The most active assets include Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and newer entrants like Polygon (MATIC). Staking is available for 26 coins, and annual yields can reach 15% for assets such as Tezos (XTZ) and Cosmos (ATOM). The staking dashboard shows real‑time rewards, and the platform claims to be the largest U.S. staking provider.
Security & Regulatory Compliance
Security measures include SMS verification, Google Authenticator 2FA, and an industry‑standard cold‑storage model that holds customer funds 1:1 in U.S.‑based vaults. Binance.US completed a $4.3million settlement with the CFTC in November2023 over registration violations, and since then it has tightened its AML/KYC processes. Verification typically takes 24-72hours, though some users report longer delays during peak periods.
While the exchange is not available in NewYork, Texas, Hawaii, or Vermont, it operates in the remaining 45 states under a state‑by‑state licensing framework. The lack of phone support is a recurring complaint, but live‑chat and an extensive help center are available 24/7.
User Experience: Beginner vs. Advanced
Three trading interfaces cater to different skill levels:
- Instant Buy: One‑click purchases from the home screen-great for first‑time buyers.
- Advanced Trading: Candlestick charts, multiple order types (limit, stop‑limit, OCO) and technical indicators for seasoned traders.
- Staking Dashboard: Simple UI to lock assets, view APY and claim rewards.
Feedback highlights a clean UI but notes that advanced order‑type explanations are sparse, pushing some users to external YouTube tutorials.
Pros & Cons at a Glance
| Pros | Cons |
|---|---|
| Low fees, fee‑free BTC/ETH pairs | Not available in NY, TX, HI, VT |
| 180+ crypto assets | No futures or margin trading |
| Staking yields up to 15% | Limited payment options (no PayPal) |
| Strong security (2FA, cold storage) | Phone support absent |
| Mobile app parity with web | Verification delays occasional |
How Binance.US Stacks Up Against Competitors
| Feature | Binance.US | Coinbase | Kraken |
|---|---|---|---|
| Trading fee (taker) | 0.40% | 0.60% | 0.26%‑0.16% (tiered) |
| Number of assets | 180+ | 130+ | 150+ |
| Staking options | 26 coins, up to 15% | 10+ coins, up to 7% | 15+ coins, up to 12% |
| Futures / margin | No | Yes (USDC) | Yes (USDC) |
| State coverage | 45 states (excludes NY, TX, HI, VT) | All states | All states |
| Phone support | No | Yes | Yes |
Who Should Consider Binance.US?
If you’re an experienced trader looking for low fees, a wide range of crypto pairs and attractive staking yields, Binance.US is a solid choice. Beginners can start with Instant Buy, but should be prepared for a learning curve when moving to the Advanced interface. Users in the excluded states will need to look at alternatives like Coinbase or Kraken.
Future Outlook
In Q12025 the exchange added 37 new tokens, bringing its total to roughly 180. The platform also rolled out an enhanced staking suite in March2025, aiming to cement its claim as the #1 U.S. staking provider. Analysts at Delphi Digital believe regulatory pressure will remain high, but Binance.US’s focus on fee competitiveness and staking may sustain its 12% U.S. market share.
Frequently Asked Questions
Is Binance.US safe for storing large amounts of crypto?
Yes. The exchange keeps user funds in a 1:1 cold‑storage model within U.S. custodial vaults and requires two‑factor authentication for all account actions. However, as with any online service, it’s wise to keep only the amount you plan to trade on the platform and store the rest in a hardware wallet.
What are the minimum deposit and withdrawal limits?
The minimum trade can be as low as $1 depending on the pair. ACH deposits have no minimum, but withdrawals require at least $50. Wire withdrawals are flat $15 regardless of amount.
Can I trade futures or margin on Binance.US?
No. U.S. regulatory constraints prevent Binance.US from offering futures or margin products. Those features are only available on the global Binance.com platform.
How does Binance.US handle KYC verification?
Users must submit a government‑issued ID, proof of address and a selfie. Verification usually completes within 24‑72hours, though occasional backlogs push it past 72hours.
What are the staking rewards like compared to other U.S. exchanges?
Binance.US offers up to 15% APY on select coins, which is higher than Coinbase (max ~7%) and comparable to Kraken’s 12% on a few assets. The exact rate varies by coin and market conditions.
Liam Wells
October 9, 2025 AT 09:07One could argue, with a measure of solemnity, that the fee structure presented here reflects a broader trend toward competitive pricing in the U.S. crypto market; indeed, the 0.40% baseline combined with fee‑free BTC/ETH pairs suggests a deliberate undercut of legacy exchanges, yet the absence of futures and margin trading remains conspicuous, raising questions about strategic intent; moreover, the state exclusions-NY, TX, HI, VT-serve as a reminder that regulatory navigation continues to shape product offerings, and one must consider whether this selective availability is a temporary compliance measure or a long‑term market segmentation strategy.